January 9, 2009
Investor criteria 
Contributed by Villa at 9:06 am under Business financing.
August 19, 2008
Going Public - IPO (Initial Public Offering)
 Going Public - IPO (Initial Public Offering)
by PlanMagic Corporation
Public markets used to be available only to larger companies with a long history of profitability. Nowadays a variety of companies with varying degrees of profitability and revenue growth may be candidates for public financing depending mainly on future prospects. Access to capital growth through public markets offers greater access to capital, but many promising small companies cannot obtain funding because they are private. Without funding though, they can’t hope to grow to the size and scale that would allow them to go public. Because of this hopeless cycle, many will turn to venture capitalists, angel investors, bank loans or SBA secured loans for that initial cash injection. And then the road to going public may be opened.
If the company has never sold stock before it is known as an Initial Public Offering (IPO). A company can only have one Initial Public Offering (IPO). If the corporation has sold stock before, it is known as a Primary Offering. A company can have many Primary Offerings. When a company needs to raise capital, they issue debt securities (bonds) or by selling stock (equity).
There are in general three ways to go public:
Contributed by JD at 3:02 pm under Business financing.
April 25, 2008
Financial Summary 5 years Example
Financial summary 5 years
The table provides a 5 year financial summary of operating results, financial position and ratios of the projections. This is an open worksheet, you can add additional data, charts, ratios, and so forth. If you feel you have added something valuable, please consider sending us the worksheet so we can add it to the program for others to enjoy.
Contributed by JD at 10:50 pm under Business financing.
November 9, 2006
The Investment Budget
An investment budget consists of planned investments and disinvestments over a period of time (the planning period). Depending on the type of asset there are various depreciation schedules that can be used to depreciate the asset.
Contributed by JD at 5:28 pm under Business financing.
April 2, 2006
Business and Financial Terms
Contributed by JD at 8:01 am under Business financing, Business general.
About SBA loans
About SBA loans
When you have a great idea but no money to fund your start-up, a loan guaranteed by the U.S. Small Business Administration (SBA) can make the difference between going ahead or not. Since the government is providing the guarantee in case of default, banks and other lenders will make loans they otherwise wouldn’t.
Contributed by JD at 7:50 am under Business financing.
March 27, 2006
Loan security agreements
These are the most common loan security agreements:
Chattel mortgage
A mortgage on specific assets other than land and buildings. A lien charge against the title is registered with the County or State.
Contributed by JD at 2:07 pm under Business financing.
March 11, 2006
Sources of equity financing
Big advantage of equity financing is that it doesn’t have to be paid back. It is an investment, and the investors get a piece of your company and expect their payback to come when the company is sold or goes public.
How can owners of smaller companies obtain equity financing? First and foremost, they need to be able to make a convincing case (preferably via a business plan) that the company will grow significantly over the coming few years.
Three important sources of equity financing:
Contributed by JD at 2:06 pm under Business financing.
