An investment budget consists of planned investments and disinvestments over a period of time (the planning period). Depending on the type of asset there are various depreciation schedules that can be used to depreciate the asset.

Funds required for a start-up business

Below an example of the first year of planned investments. One table is to estimate the immediate start-up expenses, and the second table is to estimate repetitive expenses. Use these tables to estimate the funds possibly required to start up.

Planned investments

The below worksheet example is used for entering planned investments that may occur in the 5 years of planning. Enter any investment in the month where you expect it to be paid (the cash leaves your cashflow).

Planned disinvestments

Enter any sales of assets (disinvestment) in the month where you expect it to be sold (the cash enters your cashflow).

Depreciation

Examples of depreciation details for each balance sheet category.

The above examples are excerpts from PlanMagic Business Software.
Copyright 1994-2008 PlanMagic Corporation.

Contributed by JD at 5:28 pm under Business financing.