|
These are the most common loan security agreements:
Chattel mortgage
A mortgage on specific assets other than land and buildings. A lien charge against the title is registered with the County or State.
Contributed by JD at 2:07 pm under Business financing.
Comments (0)
Why your ad failed
By Robert Warren
So you spent good money on an ad, put it in a magazine or newspaper, and waited patiently for phone calls that didn’t materialize. You’re upset: you feel that you’ve wasted money and time, and now you’re convinced that advertising doesn’t work.
Advertising does work. Every day. So before you kick away advertising (or websites, or brochures, or any other marketing medium), first consider which of these four basic reasons applies to your effort:
Contributed by JD at 1:50 pm under Marketing & PR.
Comments (0)
The solvency of a business
By Peter Nunes d’Agrella
The solvency of the company indicates that the company can fulfill its obligations on the longer term. By calculating the ratios between total assets and total liabilities and between the proprietary and foreign capital a clear picture can be formed of the relative proportions.
Contributed by JD at 1:38 pm under Business economy.
Comments (0)
Contributed by JD at 6:00 pm under Hospitality business.
Enter password to view comments.
Contributed by JD at 5:49 pm under Construction business.
Enter password to view comments.
Improve results
by Peter Nunes d’Agrella
This must always be a main goal and can be realized with the following activities:
Contributed by JD at 3:10 pm under Business development.
Comments (0)
The Family and Medical Leave Act
The Family and Medical Leave Act (FMLA) requires employers to give an employee up to 12 weeks off per year to care for a seriously ill family member, recuperate from a serious illness or take care of a newly born or adopted child. Employees have the right to be reinstated when they return from leave but FMLA leave is unpaid leave and that may cause serious financial difficulties.
An employee is entitled to FMLA leave if:
Contributed by JD at 3:06 pm under Legal issues.
Comments (0)
Going Public - IPO (Initial Public Offering)
by Peter Nunes d’Agrella
Public markets used to be available only to larger companies with a long history of profitability. Nowadays a variety of companies with varying degrees of profitability and revenue growth may be candidates for public financing depending mainly on future prospects. Access to capital growth through public markets offers greater access to capital, but many promising small companies cannot obtain funding because they are private. Without funding though, they can’t hope to grow to the size and scale that would allow them to go public. Because of this hopeless cycle, many will turn to venture capitalists, angel investors, bank loans or SBA secured loans for that initial cash injection. And then the road to going public may be opened.
If the company has never sold stock before it is known as an Initial Public Offering (IPO). A company can only have one Initial Public Offering (IPO). If the corporation has sold stock before, it is known as a Primary Offering. A company can have many Primary Offerings. When a company needs to raise capital, they issue debt securities (bonds) or by selling stock (equity).
There are in general three ways to go public:
Contributed by JD at 3:02 pm under Business financing.
Comments (0)
Market indicators (indices)
The averages that are available as indicators or indices indicate the general health of stock prices. If the economy is doing well then prices of stocks as a group tend to rise. If it is not doing so well prices as a group tend to fall. The averages are there to show you these tendencies. If a specific stock is going down while the market as a whole is going up, or if a stock is going up, but is rising faster than the market as a whole, that tells you something about the stock involved.
Market indexes are therefore useful for gauging the performance of an investment portfolio over time. Select the most appropriate index to serve as your benchmark.
Contributed by JD at 6:45 am under Business economy.
Comments (0)
        |
 |
